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Budget problem, saving money

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unmerged(2819)

unmerged(2819)

Corporal
Apr 10, 2001
43
0
www.geocities.com
Guess I should have posted this here and not in the general discussion forum, hope I get an answer here anyways. Ahh newbies what cha going to do with em :D I've been trying to play England in the GC. After a certain period of buildup my money starts to improve. I keep my slider at a 10% a year inflation rate no matter if I have money coming in or going out. Which means I only have money to spend in January, as a rule. The problem I have is with saving money. If I have no money in the treasury my monthly income will stay in the green or very low red. If however I'm trying to save money it goes into the red and stays there for the full year, usually between 5-7, which eats away fast into my attempted savings. It seems like the amount of the deficit depends on how much I have saved at the moment. In other words, the more I've saved the more that is taken out on a monthly basis. What's up with this? I can't figure any connection between the two. This is frustrating.
 
I'll try. I am a newbie too so I can only guess what the problem is.

My GUESS: You are running at a deficit. That is obvious as when you have money it will steadily decrease, reflecting the deficit. Now, the reason why your monthly income stays green or very low red when you don't have money, is, like real life, you can't spend any more money if you have no moeny. Your various expenditures (research, maintanence etc) are automatically cut if you don't have the money, so it shows that your income is close to zero.

I'll say it once more, it's a guess :)
 
Originally posted by Huszics
Didn't I already answer this once =)
Click to expand...

Yes you did, but not before I'd moved the thread here :) Here is your answer so we can keep this together:

"When you have 0 left, troop maintainance gets lowerd (lowering moral)"
__________________
Stefan Huszics

I thank you both for your answers and I'll look into both of them as soon as I finish my coffee and fire the game up again.

PR
 
I've played with this question some more. It still seems to be a bug to me or the explanation is other than has been suggested. If you have money saved your monthly income will run in the red with the inflation at 10%. I spent the money and the monthly income went from -1.4 to +3.0. Makes no sense.

Huszics
I noticed no difference in it, even when the military slider was at 50% or 100%. It still stayed in the red.

Monoriu
When I first posted this my economy was running at a deficit with the slider at the 10% inflation mark, so I couldn't see if this was it or not. Much later however I'm not and I stayed in the red as long as I had money saved.
 
Originally posted by Pack Rat

Huszics
I noticed no difference in it, even when the military slider was at 50% or 100%. It still stayed in the red.
Click to expand...

You have to wait for the turn of the month before it's updated between every change.
 
Yes, this I did, but it still remained in the red unless I spent my savings. Where upon at the change of the month it went into the positive amount. Strange. I even thought it was might be some kind of inflation penalty, but the amount of inflation and the amount saved didn't equal the amount in red.
 
Yes, this I did, but it still remained in the red unless I spent my savings. Where upon at the change of the month it went into the positive amount. Strange. I even thought it was might be some kind of inflation penalty, but the amount of inflation and the amount saved didn't equal the amount in red.

OK, things seem very confused right now so lets start from the beginning.

I keep my slider at a 10% a year inflation rate

Impossible, you probably mean 10% of monthly income goes to treasury which gives a 0.10% yearly increase to inflation (ie 1% in 10 years).


Monthly balance:

Income - Fixed Expenses - Investments = To treasury/Monthly balance

If you got no army and no outstanding loans it's (ie 0 Fixed expenses)

Income - Investments = To treasury/Monthly balance

which in you case would be

100% - 90% = 10%

To test disband all units (I presume you don't have any outstanding loans)

You will now ALWAYS be in the green, and your money will start to accumulate.

What you are most probably experiancing is that you try to spend more money monthly (due to high Fixed expenses) then you actually recive and when you run out of money to cover the deficit either (or both) of the Fixed Expences and Investments gets lowered to keep your treasury at about 0.

The simple solutions are, lower your Fixed Expenses and/or take a higher % of monthly incomes to your treasury (which yields higher inflation).
 
The best way to fix your financial problem is:

TAKE A LOAN!!! THAN TAKE ANOTHER LOAN!!! AND AFTER THAT TAKE ONE MORE!!!! etc..:rolleyes:
 
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