Capitalists

[Lord of Time]

I've having an unusual problem with my capitalists.

Their money reserves will build up, then they'll hit the spot where they should start building factories, and then they will promptly go down, without building anything.

What's going on?

 

[unmerged(210804)]

They are trying to upgrade railroads or build factories while you don't have the necessary technologies (freedom of trade for factories and level 1 railroads at least). Develop or trade these technologies and they will stop magically losing their cash.