Aggressive early conquest with small nations causes loan size to greatly increase while at the same time causing the number of allowed bank loans to drop dramatically. This game behaviour often leads to an artificial economic problem where game doesn't let you take more loans because your new lower loan limit is filled with many tiny loans. To avoid bankruptcy you have to pointlessly debase currency or exploit development until your loan number limit drops enough that you can take new loans to pay the smaller ones away.
I suggest that a new "Merge Loans" button is added to the window that shows the list of your current loans. When this button is used it takes new loans and automatically uses the money to pay smaller existing loans away regardless of loan limit. The button is greyed out if a smaller amount of loans is not achievable, the new number of loans would still not be under the limit or nation has negative amount of money. The button tells how much your total dept increases when it is used. This isn't a perfect solution since the real problem is that game limits the number of loans rather than your total debt.
I suggest that a new "Merge Loans" button is added to the window that shows the list of your current loans. When this button is used it takes new loans and automatically uses the money to pay smaller existing loans away regardless of loan limit. The button is greyed out if a smaller amount of loans is not achievable, the new number of loans would still not be under the limit or nation has negative amount of money. The button tells how much your total dept increases when it is used. This isn't a perfect solution since the real problem is that game limits the number of loans rather than your total debt.
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