We have updated our Community Code of Conduct. Please read through the new rules for the forum that are an integral part of Paradox Interactive’s User Agreement.
You are using an out of date browser. It may not display this or other websites correctly. You should upgrade or use an alternative browser.
Hey there and thanks for the report! The modifier not working when crossing rivers is as designed but it completely removing the penalty when disembarking a ship is not, so I've sent this issue over to our database.