PoP saving rate

[Sbrubbles]

Does anyone know how much do PoPs save of their income? I assume only capitalist PoPs save, since they're the only PoP that has a place to spend (invest) it, but I could be wrong.

Or is it some different system, where all PoPs spend all their money on consumption, the money for investment comes directly from factory income and never actually enters the pockets of the capitalist PoPs?

 

[Guedes]

All POPs can save money as long as their income is higher than their expense while they are fulfilling all their needs. That saved money goes to your national bank.

 

[Sbrubbles]

All POPs can save money as long as their income is higher than their expense while they are fulfilling all their needs. That saved money goes to your national bank.

So, PoPs only save money if their luxury needs are sated? That's weird, because it looks as if capitalist PoPs save money for investment even though their needs aren't all filled.

 

[Guedes]

So, PoPs only save money if their luxury needs are sated? That's weird, because it looks as if capitalist PoPs save money for investment even though their needs aren't all filled.

I cant remember if they necessarily need to fulfill all needs (including all luxury) to save money or just fulfill what they have access to. No matter the case though, the general mechanic is what i told you, you can open the tab of individual pop and check income, expenses and savings.

 

[Sbrubbles]

I cant remember if they necessarily need to fulfill all needs (including all luxury) to save money or just fulfill what they have access to. No matter the case though, the general mechanic is what i told you, you can open the tab of individual pop and check income, expenses and savings.

Hm, so capitalists try to spend everything, and if they either fill every need or can't fill it due to lack availability, then they invest the remainder? Does this mean that if I could somehow keep them from having access to their everyday/luxury needs (like luxury clothes, for example), then they would invest more of their income?

 

[Guedes]

Hm, so capitalists try to spend everything, and if they either fill every need or can't fill it due to lack availability, then they invest the remainder? Does this mean that if I could somehow keep them from having access to their everyday/luxury needs (like luxury clothes, for example), then they would invest more of their income?

No, seeing ingame now it seems that they have to fulfill all goods (including luxury) to save money.

Also, why do you want more savings to begin with? National bank money is dead money and interest money is deleted.

 

[Sbrubbles]

No, seeing ingame now it seems that they have to fulfill all goods (including luxury) to save money.

Also, why do you want more savings to begin with? National bank money is dead money and interest money is deleted.

I'm confused. If capitalist investment (Projects tab) doesn't come from savings, where does it come from?

 

[Guedes]

I'm confused. If capitalist investment (Projects tab) doesn't come from savings, where does it come from?

Their investments come from their savings, yes. Else, it goes to the bank, like the other pops. My question remains, why do you want to increase savings? After a point in time when you successfully industrialized, yous capis will be so rich they can fund any project almost instantly.

 

[Sbrubbles]

Their investments come from their savings, yes. Else, it goes to the bank, like the other pops. My question remains, why do you want to increase savings? After a point in time when you successfully industrialized, yous capis will be so rich they can fund any project almost instantly.

I was thinking before that point, like for example in the beggining of the game, to industrialize faster

 

[Guedes]

I was thinking before that point, like for example in the beggining of the game, to industrialize faster

Yeah, you better reduce rich strata tax rate to help them amass money if you want them to kickstart you industry. But frankly, its just better to do it yourself if your economic policy allows it.

 

[Sbrubbles]

Yeah, you better reduce rich strata tax rate to help them amass money if you want them to kickstart you industry. But frankly, its just better to do it yourself if your economic policy allows it.

Oh, for sure! I usually build the initial factories to get things started, but I was thinking of doing a completely hands-off for the challenge of it, which is why I was trying to figure out how capitalists actually save money in Vic2.

If I'm understanding you correctly, they try to consume all their income and if they can't, then they save and invest. I initially assumed they had a set "saving rate" as a % of their income. Anyway, I get it now, many thanks!